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Decision and payment within 48 hours.
Choose your repayment date, no hidden fees, settle early without penalty.
Monthly repayment
It takes just 3 minutes to apply and doesn’t affect your credit score.
Traditional UK lenders look at your credit score and nothing else. We know there’s more to the picture. Get better-priced credit by linking your bank account to Koyo.
It’s fast. We normally give a decision after 1 full working day.
Once approved, the money could be in your account within 1 working day.
Apply nowIt’s likely we’ll have an answer to your question in our Frequently Asked Questions, if you can’t find what you’re after, we’re just a call away.
It’s likely we’ll have an answer to your question in our Frequently Asked Questions, if you can’t find what you’re after, please visit our Contact Us page.
Lines open Monday to Friday, 9am > 5:30pm.
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