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Congratulations! Few things are as exciting as moving into that new house you’ve worked so hard to buy. Now that your moving date is in sight, there are several things you need to think about to ensure the day goes as seamlessly as possible. Here are some of our tips on what to do when you’re moving house and how Koyo Loans may be able to help you. 

Estimate expenses 

When you’re moving house, you will be faced with a number of expenses that you may not have budgeted for in advance. As such, when your moving date is approaching, you will need to think about the following costs: 

  • Removal company fees 
  • Fuel for moving to and fro between properties
  • Packing supplies (boxes, tape, etc.) 
  • Professional cleaning and redecorating 
  • Activating utility bills at your new home 
  • Eating out/takeaway food costs 

The removal company fee is likely to be the most significant, so it’s important to start with that. We advise you to contact multiple companies in your area so you can select the firm offering the best value. Ensure you ask what is and what isn’t included in the service, so you don’t encounter any surprises at the last minute.

Put together a moving budget 

Once you’ve estimated your expenses, it’s time to put together the budget and secure funds for moving to your new home. While some people rely on their savings to pay for the cost of moving, others may not have enough, given the other expenses associated with buying a new home. 

At Koyo Loans, we offer unsecured personal loans of between £1,500 and £12,000 that could be used for covering the costs associated with moving house. 24.9%. APR Representative. According to research from Compare My Move, the average cost of moving house in 2022 in the UK is £8,951. While this is a helpful figure to use as a guide, be sure to compile your actual costs and budget, as there are lots of variables to think about. 

Decide on what to keep & what to sell or give away  

One of the best ways of saving money when you’re moving house is to have a clear out of some of the things that you don’t want to take with you. Research shows that the average home has around 300,000 items! It goes without saying that you don’t need to take them all with you.

In the months before you move house, set up an eBay account and start listing the bulkier items you don’t want to take with you. Not only will this earn you some money to contribute to the cost of moving, but it will also save money on your moving costs. A win-win! 

Do your own packing 

After having a clear-out and settling on the items that you’re planning to take with you, you will need to start packing. Although some people hire companies to do this for them, it’s better to do it yourself. It will save you money and ensure you know where everything is when you move house.

It’s also helpful to pack a few ‘essential’ boxes that you can easily access when you get to your new home. This will save you from diving in and out of all the boxes trying to find your car keys!

Book a moving company in advance 

You’re now in a position to book a moving company. As mentioned, this is likely to be the biggest expense that you will incur during your move, so it’s a good idea to do this well in advance. Using a comparison website is a smart move, as it will show you the services available in your area without having to contact each company individually. When you whittle your search down to a few companies, contact them all directly for a quote and availability. 

How Koyo can help you move house

At Koyo, we understand how expensive moving home can be. Our personal loans are ideal for homeowners looking to cover the expenses associated with a move and are available in amounts of between £1,500 and £12,000. 24.9% APR Representative. We also use Open Banking data to review your application, and you can expect the money in your account within 48 hours of submitting your application. Feel free to get in touch with us today if you have any questions about our loan application process.

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