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Can I get a loan for a wedding?

Written byKoyo Loans
First published23rd September 2022
  • How to pay for a wedding with a loan
  • Can I use a wedding loan to pay for a honeymoon? 
  • Other ways to pay for a wedding 
  • Final thoughts 

Weddings are expensive; there’s no getting away from it. But if you plan the festivities in advance and consider your financial options, the build-up to the day will be a lot less stressful for you and your partner. In this article, we explain whether or not you can get a loan for a wedding and introduce some of the best ways to finance your big day. 

How to pay for a wedding with a loan

Applying for a loan could be an appropriate way to pay for a wedding. Whether you’re looking for the money to pay for the venue, your dress, or any other key part of your big day, a loan could help you spread the cost of your wedding over a longer period of time. One of the most straightforward ways to access credit to pay for your wedding is to apply for an unsecured personal loan. 

At Koyo Loans, we offer unsecured personal loans of between £1,500 and £12,000 that you can use to pay for any aspect of your big day. 24.9% APR Representative. Use our loan calculator to find out how much you can borrow and how long you have to pay it back.

Can I use a wedding loan to pay for a honeymoon? 

An unsecured personal loan can be used to fund a range of purchases. So, if you’ve covered the cost of your wedding with your savings or by any other means, you could apply for a personal loan to help contribute to your honeymoon. Just be mindful that loan providers ask you what you’re planning to do with the money that you borrow, so you will need to be upfront if you’re going to use the funds to pay for your honeymoon.

Other ways to pay for a wedding 

Of course, there is more than one way to pay for a wedding. While a personal loan is a great option for some people, you might also consider the following options to fund your big day: 

Family or friends 

It’s traditional in the UK for family members and close friends to chip in to cover some of the costs of your wedding. Historically, the female’s family paid for the big day, but things have changed in recent times, and the financial burden is now usually shared by both families. 

While your loved ones might not be able to pay for your entire wedding, you might find that they’re willing to help you out with certain aspects of the day, which will be a welcome boost to your financial planning. 


Most people start planning their wedding several years in advance. One of the advantages of this is that you can start putting some money away to save for the occasion. Sit down with your partner and create a savings plan that is achievable for your income. 

Whether it’s £50, £150, or £500 per month, if you save money well in advance, you will find that you’re able to cover some of the most significant costs associated with your big day without having to take out a loan or look for any other form of credit. 

Credit card 

Another option is to pay for some of your wedding expenses with a credit card. Instead of using a current credit card, search for a zero-interest credit card that you’re eligible to apply for. 

Some banks offer credit cards with zero per cent interest for a defined period – often twelve months – that allows you to pay for certain purchases without being subject to interest payments. Provided you pay off your credit card bill before the interest period kicks in, a zero-interest credit card can be an effective way of paying for specific parts of your wedding. 

Final thoughts 

Paying for a wedding can be an anxiety-inducing time for couples. After all, it’s probably one of the most expensive events you will ever host. So, if you would like to spread the cost of your wedding out over a longer period of time, an unsecured personal loan could be the ideal option for you and your partner. 

Koyo Loans is the trading name of BETR Technology Ltd. Company No. 11483187. Registered Office: Huckletree Soho, Ingestre Court, Ingestre Place, London, W1f 0J

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