Koyo Loans
Apply now

How to find help with energy bills

Written byKoyo Loans
First published20th October 2022
  • One-off government payment 
  • Council tax rebate 
  • Winter fuel payment 
  • Cold weather payments 
  • Sign up for Money Saving Expert updates 
  • Final thoughts 

With energy bills set to rise even more before the year is out, many families across the UK are struggling to meet the soaring costs associated with heating their homes. With this in mind, we take a look at how you can find help with your energy bills and introduce you to some government schemes that you might be eligible for. 

One-off government payment 

The UK government has launched the Energy Bills Support Scheme, which will offer every household in the UK £400 off their electricity bill. You don’t actually need to apply for the money, and you don’t need to pay it back. Starting from October 2022, the £400 will be added to your energy account. If you’re on a payment meter, you will be offered vouchers. Find out more about the scheme here

Council tax rebate 

If you pay council tax within bands A to D, you can get a Council Tax Reduction, which you can use to pay your energy bills. In most instances, the government will provide you with a £150 rebate, but it is subject to several terms and conditions. What’s more, only one person per household will be eligible for the rebate. You can check your council tax band here to see if you qualify. 

Winter fuel payment 

People born on or before 26th September 1955 are eligible for a winter fuel payment. This is a one-off annual fee that you can use to pay for your energy bills. In 2022, the amount for the winter fuel payment has increased by £300 to meet the current cost of living crisis. Most people receive the winter fuel payment after reaching the state pension age, but you might need to apply in some circumstances. Find out more about the winter fuel payment here.

Cold weather payments 

In addition to the winter fuel payment, some people in the UK are eligible for cold weather payments when the temperatures in the UK drop below a certain level. To be eligible for a cold weather payment, you must currently receive one of the following: 

  • Pension credit 
  • Income support 
  • Income-based jobseeker’s allowance 
  • Income-related employment and support allowance 
  • Universal credit 

You can learn more about the UK government’s cold weather payments here

Sign up for Money Saving Expert updates 

Money Saving Expert is a site run by Martin Lewis, and it provides British people with tips on how to save money. Money Saving Expert’s Cheap Energy Club is a way of comparing energy tariffs and deals to save money each year. You can use the comparison tool or receive guidance on how to pick a tariff from Money Saving Experts. You should also follow their blog to keep up to date with everyday tips and hacks that will help you make your home more energy efficient. 

Final thoughts 

With the cost of energy so high, it’s never been more important to seek out help for paying your energy bills. We hope you find the above advice helpful as you seek to save some money this year. You might also find our recent post on how to save money on your energy bills useful, as it’s packed with top tips about how to save money as the cost of living increases. 

Koyo Loans is the trading name of BETR Technology Ltd. Company No. 11483187. Registered Office: Huckletree Soho, Ingestre Court, Ingestre Place, London, W1f 0JL

Related Articles