Credit Score

With our credit score advice UK, you can learn about improving your credit score. Find out about credit score meanings & more on Koyo today.

Making Your Credit Score UK Make Sense | Koyo Loans

Personal Finance

Our personal finance loans guides range from credit score-based queries to how to buy a new car. See what personal finance companies UK can offer you now.

Making Your Personal Financing Make Sense | Koyo Loans

Introduction Coming to terms with your credit score is very important, as it can affect various aspects of your life. Whether you’re moving abroad, applying for a new job, or planning to apply for a personal loan, your credit score is likely to come into play. So, to ensure you know what can influence your [&hellip;]

Does your credit score change daily? | Koyo

Read the latest Koyo Loan articles on our blog. You&#039;ll find articles on borrowing, being new to the UK, new to credit, setting up finances and much more.

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Introduction Understanding your credit score is important if you’re planning to apply for any form of credit. If you don’t know what your credit score is, you won’t be able to work out your eligibility for credit. Below, we answer some important questions relating to your creditworthiness and explain why knowing your credit score is [&hellip;]

Why is my credit score low? | Koyo

Introduction Whether you’re applying for a personal loan, a new credit card, or any other form of credit for that matter, you need to be aware of your current credit score before submitting an application. Below, we explore certain aspects of your personal finances that influence your credit score, so you know what to expect [&hellip;]

Can your spouse affect your credit score? | Koyo

Introduction While many of us know that loan applications and credit cards influence our credit scores, there are several other financial factors that are less clear. Therefore, we run through various financial transactions that are likely to affect your credit score, and what you can do to ensure your creditworthiness doesn’t take a long term [&hellip;]

Does increasing credit limit affect credit score? | Koyo

Introduction There are lots of things that can affect your credit score, from personal loan applications to balance transfers. So, in this article, we introduce certain aspects of your personal finances that are likely to affect your credit score, and what you can do to ensure that they don’t cause you issues when you attempt [&hellip;]

Does an agreement in principle affect credit score? | Koyo

Introduction You’re probably aware that a range of aspects can affect your credit score. From late payments to multiple credit applications in a short space of time, it’s important to be aware of what could affect your ability to access a personal loan or other forms of credit. Below, we answer some frequently asked questions [&hellip;]

Does checking your credit score lower it? | Koyo

Home Money Management

Thess guides give you all the tips on money management in the home. Take a look at our guides for managinging money for homes today.

Making Loans For Home Improvements Simple | Koyo Loans

Introduction In the UK, there are plenty of different ways to buy a car. If you don’t want to empty your savings account to purchase a new vehicle, then there are various forms of credit that you can apply for. To help you decide which is the best financial product for your current circumstances, we [&hellip;]

Is it cheaper to get car finance or a loan? | Koyo

Personal Money Management

These UK personal finance guides help you lay out how to manage your own personal money. Discover our tips on personal money management online now.

Making Personal Money Management Simple | Koyo Loans

Introduction You may already be aware of the term ‘personal finance’, as it is widely used to represent a broad range of issues related to your income and expenditure. The good news is that you can take steps to improve your personal finances as you improve your skills and knowledge about money in general. Below, [&hellip;]

How do business and personal finance differ? | Koyo

Introduction Millions of homeowners every year undertake home improvement projects to increase the value of their properties. Whether it’s a new kitchen, bathroom, or garden extension, home improvements are an excellent way to enhance your property and mean you don’t necessarily have to move home. With that in mind, we explore the different ways in [&hellip;]

What is home improvement? | Koyo

Introduction Putting together a budget is an integral step that will help you manage your personal finances. Without a budget, you’re essentially guessing how much money you have available to spend every month, which is far from ideal. The good news about budgeting is that it’s simple, easy to master, and puts you in complete [&hellip;]

How to budget? | Koyo

Introduction Deciding where to live can be stressful enough. But if you don’t have a great credit history, it can make life even more difficult for you. So, to help you plan for your mortgage or rental application, we take a look at some of the ways in which your credit score is likely to [&hellip;]

What credit score do I need for a mortgage? | Koyo

Introduction In the UK, there are lots of financial products and services available to us, many of which affect our credit scores. That being said, not every financial transaction you make will appear on your credit file. With that in mind, we take a look at some of the most popular financial products and services [&hellip;]