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Credit Score

Does your credit score change daily?

Introduction  Coming to terms with your credit score is very important, as it can affect various aspects of your life. Whether you’re moving abroad, applying for a new job, or planning to apply for a personal loan, your credit score is likely to come into play. So, to ensure you know what can influence your […]

Why is my credit score low?

Introduction  Understanding your credit score is important if you’re planning to apply for any form of credit. If you don’t know what your credit score is, you won’t be able to work out your eligibility for credit. Below, we answer some important questions relating to your creditworthiness and explain why knowing your credit score is […]

Can your spouse affect your credit score?

Whether you’re applying for a personal loan, a new credit card, or any other form of credit for that matter, you need to be aware of your current credit score before submitting an application. Below, we explore certain aspects of your personal finances that influence your credit score, so you know what to expect […]

Does increasing credit limit affect credit score?

While many of us know that loan applications and credit cards influence our credit scores, there are several other financial factors that are less clear. Therefore, we run through various financial transactions that are likely to affect your credit score, and what you can do to ensure your creditworthiness doesn’t take a long term […]

Does an agreement in principle affect credit score?

There are lots of things that can affect your credit score, from personal loan applications to balance transfers. So, in this article, we introduce certain aspects of your personal finances that are likely to affect your credit score, and what you can do to ensure that they don’t cause you issues when you attempt […]

Does checking your credit score lower it?

You’re probably aware that a range of aspects can affect your credit score. From late payments to multiple credit applications in a short space of time, it’s important to be aware of what could affect your ability to access a personal loan or other forms of credit. Below, we answer some frequently asked questions […]

What credit score do I need for a mortgage?

Deciding where to live can be stressful enough. But if you don’t have a great credit history, it can make life even more difficult for you. So, to help you plan for your mortgage or rental application, we take a look at some of the ways in which your credit score is likely to […]

Does Klarna affect credit score?

In the UK, there are lots of financial products and services available to us, many of which affect our credit scores. That being said, not every financial transaction you make will appear on your credit file. With that in mind, we take a look at some of the most popular financial products and services […]

How to improve a credit score?

Checking your credit score and taking the necessary steps to improve it is a good way to improve your chances of being approved for credit. The vast majority of lenders will only approve your application if you meet their credit score requirement, so you need to know where you stand. Below, we introduce some […]

What is a good credit score?

When you apply to borrow money in the UK, lenders regard your credit score before deciding whether or not to approve your application. While most people know they have a credit score, it’s often misunderstood. Below, we explain exactly what a credit score is, why it’s important, and what affects it. By the end […]