APR Explained

These guides give you all the information you need regarding APR meaning & importance, as well as how to calculate APR. Read more online now.

Making APR Make Sense - APR Explained | Koyo Loans

Personal Loans

These guides cover everything you need to know about personal loans. For the best personal loan advice, read our guides today & take control of your money.

Making Personal Loans Make Sense | Koyo Loans

Introduction If you’ve been researching different forms of credit, you will have noticed that the given Annual Percentage Rate (APR) is different from lender to lender. But why is this? What influences APR? We answer these questions and more below, helping you to understand the importance of APR when you apply for credit. Is a [&hellip;]

Is a higher APR better? | Koyo

Read the latest Koyo Loan articles on our blog. You&#039;ll find articles on borrowing, being new to the UK, new to credit, setting up finances and much more.

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Debt Consolidation

Consolidating debts is complex at the best of times, let us help explain questions like if would debt consolidation affect my credit on our guide today.

Making Debt Consolidation Make Sense | Koyo Loans

Introduction Many borrowers commonly use personal loans as a means of debt consolidation. However, this can be risky and requires an in-depth look at your own finances before applying. Below, we’ve gone into detail answering commonly asked questions surrounding debt consolidations, to give you a clearer understanding. What debt can be consolidated? You can use [&hellip;]

What debt can be consolidated? | Koyo

Loan Applications &amp; Repayments

These guides on loan applications & loan repayments make organising your loans easy. Discover our loan repayment calculator UK & more with Koyo.

Making Loan Application & Repayment Simple | Koyo Loans

Introduction Some of the most frequently asked questions in the loan space regard repayments. As a crucial part of the process, it’s no wonder that borrowers want to understand all the facts. In this article, we answer some more of the common questions asked about loan repayments, to give you a better understanding of the [&hellip;]

What happens if you fail to repay a loan? | Koyo

From small personal loans to UK loan management, these guides help with the minefield of personal loan & mortgages. Learn more on our guide.

The Best Personal Loan Management Made Easy | Koyo Loans

Introduction When you’re applying for a personal loan, there’s a lot to consider. After all, there are plenty of different credit options out there, so it’s always crucial to ensure that a personal loan is right for your unique financial circumstances. With that in mind, we answer some key questions relating to the structure and [&hellip;]

Where to get a small personal loan with bad credit? | Koyo

Introduction  Personal loans have emerged as a viable option for a variety of different types of borrowers. They’re widely available, easy to access, and comparatively affordable. Personal loans are also notably different to other forms of credit and come with their own terms and conditions. So, to help you understand some of the nuances behind [&hellip;]

Is a mortgage a personal loan? | Koyo

Introduction While there is a huge variety of uses for personal loans, many borrowers use loans to consolidate debt. However, a decision on this kind of borrowing requires an assessment of your personal finances before submitting an application. Here, we’ve gone into detail answering some of the frequently asked questions regarding debt consolidation. Would debt [&hellip;]

Would debt consolidation affect my credit? | Koyo

Introduction As a borrower, one of the most important aspects of applying for credit is the Annual Percentage Rate (APR) offered by lenders. Lots of things can influence the APR of a loan, so it’s vital you understand what the rate means and how to work it out. By the end of this article, you [&hellip;]

How to calculate APR? | Koyo

Introduction When comparing the value of different forms of credit, one of the most helpful metrics is the Annual Percentage Rate (APR) stipulated by the lender. If you’ve seen APRs displayed but aren’t entirely sure what they mean, read on to find out why it’s such an important figure to consider when applying for a [&hellip;]

What is APR? | Koyo

Introduction Consolidating your debts can be an effective way of reorganising your finances. But what happens if you already have a mortgage? Below, we take a look at what you need to think about if you’re planning to consolidate your debts and what impact it might have on your current or future mortgage payments. Can [&hellip;]

Can I consolidate my debt before applying for a mortgage? | Koyo

Introduction Figuring out the loan repayment process is vital before you submit a loan application. Different lenders have different methods, so make sure to conduct the necessary research beforehand. Furthermore, diving into your own financial situation will help you make the right decision. In this article, we answer some commonly asked questions regarding loan repayments. [&hellip;]

How to calculate loan repayment? | Koyo

Introduction New to the loan application process? It might seem like a daunting task, but it’s actually relatively straightforward and won’t take up too much of your time. If this is your first loan application, the following information will help you get to grips with the process. In this article, we explain some of the [&hellip;]

Can you cancel a loan application? | Koyo

Introduction Personal loans are widely available and are usually a suitable option for a variety of borrowers. That being said, there are still plenty of rules and conditions attached to how you can and can’t use personal loans. With that in mind, borrowers need to be aware of these stipulations before submitting applications. To help [&hellip;]

Personal Loans

Here, we explore what personal loans are, how much you can borrow, and what you need to know to have your personal loan application approved. We also answer a range of FAQs relating to personal loans and help you learn more about the process of applying for credit.