Koyoloans

Personal loans, only fairer.

Fair

Competitively priced loans for people new to credit or the UK

Fast​

3 minute application and a decision after 1 full working day

Flexible​

Free early repayment and no hidden fees. You are in control

Authorised and regulated by the FCA (Ref. 826425)
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Loan calculator

I want to borrow...
£
£1000
£5,000.00
For how long...
months
6
36
£160.03

Monthly repayment

Representative APR:
28 %
Total repayable:
£3,840.64
Total interest:
£840.64
Representative example: Amount of credit: £3,000 for 24 months. Interest rate: 20% pa (fixed). 23 scheduled monthly payments of £160.04 and a final payment of £159.82. Total amount payable £3,840.74. Representative 28% APR

What our borrowers say

Your application journey

Application

It takes just 3 minute to apply, without affecting your credit score

Bank check

You’ll get a fairer decision, as we don’t solely rely on credit agencies

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Decision

It’s fast. We normally give a decision after 1 full working day

Loan

Once approved, money could be in your account within 1 working day

Any questions? We can help

It’s likely we’ll have an answer to your question in our Frequently Asked Questions, if you can’t find what you’re after, we’re just a call away.

Lines open Monday to Friday, 9am > 5:30pm.​

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