Personal loans, only fairer.

Koyo is coming

Koyo is founded on the principle that people who are new to credit, or the country, should be treated fairly when it comes to finance. There are over 6 million of these people in the UK alone. In the past, those seeking credit would be charged excessive fees for borrowing that caused financial problems, rather than solved them. We’re changing all that.

A mobile phone with Koyo application on it
A green baloon surfing the skies

Be one of the first to find out when Koyo launches, and join the fairer borrowing revolution.

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